Real estate appraisal services for homeowners in the city of Honolulu and Honolulu County

The top 7 reasons why HI homeowners use Appraisal Associates, LLC.:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a HI property tax assessment
  3. Remove PMI to reduce a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Honolulu county or HI

Own a home in or near Honolulu, HI and need help determining the price of it?
Contact Appraisal Associates, LLC..

We at Appraisal Associates, LLC. understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Appraisal Associates, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experts in helping people just like you rid themselves of unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other homes nearby. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from Appraisal Associates, LLC. is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is in or near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Appraisal Associates, LLC. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.